Het ruziënde echtpaar Caroline en Lloyd zijn op kerstavond op weg naar huis na hun relatietherapie. De voortvluchtige inbreker Gus kidnapt hen en houdt zich schuil in hun villa. Gus wordt gek van de ruzies tussen het echtpaar en begint met zijn wapen te zwaaien. Hierdoor beginnen Caroline en Lloyd eindelijk naar elkaar te luisteren. Maar als de gevreesde moeder van Lloyd komt eten, doet Gus net of hij hun relatietherapeut is. Daarmee worden de problemen niet bepaald opgelost.
Nee, helaas is The Ref nog niet beschikbaar op Netflix in Nederland.
| Directing | Ted Demme | Director |
| Sound | Dave Stewart | Original Music Composer |
| Writing | Richard LaGravenese | Screenplay |
| Editing | Jeffrey Wolf | Editor |
| Camera | Adam Kimmel | Director of Photography |
| Camera | Michael Ringston | Assistant Camera |
| Sound | Stuart Levy | Supervising Sound Editor |
| Sound | John Purcell | Dialogue Editor |
| Sound | Peter Waggoner | Sound Re-Recording Mixer |
| Costume & Make-Up | Kim W. Chow | Wardrobe Master |
| Costume & Make-Up | Patti Unger | Wardrobe Supervisor |
| Editing | John Gilroy | Associate Editor |
| Production | Deborah Zwicker | Production Coordinator |
| Sound | Todd Kasow | Music Editor |
| Directing | Blanche McDermaid | Script Supervisor |
| Directing | Ann-Marie Ferney-Tellez | Third Assistant Director |
| Crew | Tim Murton | Scenic Artist |
| Directing | Ron Oxley | Second Assistant Director |
| Writing | Marie Weiss | Screenplay |
| Production | Howard Feuer | Casting |
| Production | Jeffrey Weiss | Producer |
| Production | Ron Bozman | Producer |
| Production | Jerry Bruckheimer | Executive Producer |
| Production | Don Simpson | Executive Producer |
| Art | Dan Davis | Production Design |
| Art | Dennis Davenport | Art Direction |
| Writing | Marie Weiss | Story |
| Sound | Stephen McLaughlin | Music Producer |
| Sound | Matthias Gohl | Music Arranger |
| Costume & Make-Up | Judianna Makovsky | Costume Design |
| Production | Richard LaGravenese | Producer |
| Crew | Branko Racki | Stunt Coordinator |
| Crew | Matt Birman | Stunts |
| Crew | Mark Brunzell | Stunts |
| Crew | Rick Forsayeth | Stunts |
| Crew | Risa Litwin | Stunts |
| Crew | Larry A. McLean | Stunts |
| Crew | Helen Scott | Stunts |
| Crew | John Stoneham Jr. | Stunts |
| Production | Marilyn Stonehouse | Unit Production Manager |
| Directing | Andrew Shea | First Assistant Director |
| Directing | William Spahic | First Assistant Director |
| Sound | Amanda Scheer-Demme | Music Consultant |
| Art | Jaro Dick | Set Decoration |
| Costume & Make-Up | Irene Kent | Makeup Artist |
| Sound | Bruce Carwardine | Sound Mixer |
